Know anyone who needs help managing their money? Aurora EAP suggests trying an “all-cash diet”:

Instead of counting calories, this diet requires setting aside your credit cards and only relying on old-fashioned cash to cover day-to-day expenses. By limiting your spending to what’s in your wallet, you’ll be more likely to stick to a budget — and less likely to make impulse purchases with plastic. In other words, you’ll buy only what you need and less of what you simply want.

According to the Federal Reserve, the average American household owes more than $15,000 in credit card debt. People who have switched to all-cash lifestyles for a time say that forcing themselves to live only on what’s in their wallets increased their ability to pay down debt and live within their means.

To learn more about the Aurora EAP work-life services available to bank employees, you can call 800.236.3231.