If you obtain construction financing through North Shore Bank, after the completion of construction you have the option to continue with an adjustable-rate mortgage (ARM) or to save on closing costs and convert to a fixed-rate mortgage. This option is offered to all customers, including employees. Benefits include:

• Lower fees (contact your local mortgage loan professional to learn more)
• Attractive lot loan programs to secure your perfect lot
• Ability to use the equity in your current home without selling it first
• Draw requests and inspections that meet the needs of both the builder and customer
• Making interest-only payments during your construction
• Locking in your interest rate up to 75 days before you dig

PLUS: Employees can get $200 off closing costs!

As you can see, that’s a lot of benefits! To find out more, speak with one of our loan originators.